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There is a 1 in 4 chance of females getting cancer and that rises to 1 in 3 for males.
Each year in Ireland there are over 20,000 new cases of cancer.
60% of patients diagnosed with cancer in 2008 were still alive 5 years after diagnosis.
Each year approx. 10,000 Irish people have a stroke.
What ways can serious illness be set up?
There are a number of ways this type of cover can be set up.
Stand Alone - This is simply where the policy is established on its own with no life cover attached.
Accelerated - This is where the policy is provided with Life Cover/Mortgage Protection. However any serious illness claim will reduce the amount of life insurance or mortgage protection by the amount of the claim.
Who can be covered on a serious illness policy?
Like Life Insurance, your serious illness cover can be for one or two people; i.e. a Single Life Basis, Joint Life Basis or Dual Life Basis.
The cost of surviving serious illness
Most of us will be aware of a member of our family, a friend, or business acquaintance who has suffered a major serious illness such as cancer, a heart attack or a stroke. Thankfully, there have been remarkable advances in medicine in recent years.
As such, you can now expect to survive and live longer than ever before following a serious illness.