Income Protection Quote
Income Protection Insurance
Also called Permanent Health Insurance, this insurance provides up to 75% of your income as a monthly benefit if you cannot work due to illness or injury.
Premiums qualify for tax relief at 20% or 40%, making it one of the most affordable ways to protect your household and create financial security.
It can be used to help with the following:
Keep up with mortgage or rent.
Cover household bills and everyday expenses.
Support your family and dependents while you recover.
Maintain your standard of living during a long-term illness or injury
Personal Income Protection
Designed for individuals who work for themselves or are employed and want to protect their personal income.
If you’re unable to work due to illness or injury, this cover pays up to 75% of your regular income until you’re fit to return or reach retirement age.
It helps keep mortgage payments, bills, and day-to-day costs covered so your lifestyle isn’t impacted if you can’t work.
Premiums qualify for tax relief at 20% or 40%, reducing the real cost of cover.
Executive Income Protection
Aimed at company directors and employers, Executive Income Protection allows the business to take out the policy on behalf of an employee or director.
If that person is unable to work due to illness (including mental health) or injury, the benefit is paid to the company, which then continues to pay the employee’s salary.
Premiums are usually treated as a tax-deductible business expense, and the cover can include employer pension and PRSI contributions.
Indexation
Indexation helps your cover keep pace with inflation by automatically increasing both your payment amount and premium each year.
This ensures your income protection remains effective over time, maintaining the same real world value of your cover as living costs rise.
Free Digital GP
Aviva income protection policies include free access to Digital GP services, giving you 24/7 online consultations with a qualified doctor from the comfort of your home.
You can book video or phone appointments, get prescriptions sent directly to your pharmacy, and access expert medical advice whenever you need it.
First Month Cover Free
Both Zurich and Royal London offer a free first month cover on new income protection policies. You’ll enjoy full protection during this period without paying any premium.
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Get Your Quote
Get your discounted quote comparison online, comparing every provider in Ireland in an instant. You can choose to continue your application on any quote that you find suitable for your needs.
Quick Questionnare
You will be asked a number of questions on your online questionnaire, this helps us to pair you with your dedicated insurance advisor and helps them to better prepare for your call. This should take less than five minutes.
Protected
Your dedicated advisor will assess the details on your preliminary questionnaire, learn more about you, your suitability and provide additional options if required. You can choose to proceed with cover on this call if you find the option(s) suitable. You can be covered by the end of this call.
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