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The Irish Times
The Sunday Business Sport
Irish Independent
RTE
The Sunday Times

Serious Illness Cover

Serious illness cover pays a tax free cash lump sum if you are diagnosed as suffering any illness from a specific list of illnesses that the relevant life company provides.

Serious Illness
Illness Cover

Why should you take it out?

It is cover that merits serious consideration when one considers statistics like the following:

  • There is a 1 in 4 chance of females getting cancer and that rises to 1 in 3 for males.
  • Each year in Ireland there are over 20,000 new cases of cancer.
  • 60% of patients diagnosed with cancer in 2008 were still alive 5 years after diagnosis.
  • Each year approx. 10,000 Irish people have a stroke.

We compare all Irish Insurers to get you the best quote

  • Zurich
  • New Ireland Assurance
  • Royal London
  • AVIVA
  • Friends First
  • Standard Life

What ways can Serious Illness be Set Up ?

There are a number of ways this type of cover can be set up.

Stand Alone - This is simply where the policy is established on its own with no life cover attached.

Accelerated - This is where the policy is provided with Life Cover/Mortgage Protection. However any serious illness claim will reduce the amount of life insurance or mortgage protection by the amount of the claim.

Illness Cover
Illness Cover

Who can be covered on a Serious Illness policy?

Like Life Insurance, your serious illness cover can be for one or two people; i.e. a Single Life​ Basis, Joint Life​ Basis or Dual Life​ Basis.

The Cost of Surviving Serious Illness

Most of us will be aware of a member of our family, a friend, or business acquaintance who has suffered a major serious illness such as cancer, a heart attack or a stroke. Thankfully, there have been remarkable advances in medicine in recent years.

As such, you can now expect to survive and live longer than ever before following a serious illness.

Illness Cover